A small fee. A lot more back.
Pay rent by card or bank for one simple fee, and turn your biggest bill into rewards and credit.
See what you get back.
Set your rent and how you will pay. We will show what you get back, minus our fee, before you become a member.
This is the best-value card for your rent.
The biggest card sign-up bonuses need thousands of dollars of spending in the first few months. Most renters can't hit that. Paying rent through TenantPay gets you there without spending an extra dollar.
Yes, we charge a fee. You still come out ahead.
For a low fee, you still earn TenantPay points, build credit for free, and get chances at the monthly rent drop.
Become a memberHow we calculate this
Our fee. 1.75% on Visa credit, 2.75% on Mastercard credit, 0.99% on debit, or a flat $4.99 per payment with PAD, charged on each monthly rent payment over six months.
Card rewards. Six months of rent (monthly rent x 6) multiplied by your card's earn rate, then by its typical redemption value for points cards (for example 1x Aeroplan at 2¢ is worth 2%). Debit rewards apply the card's per-transaction cap. Rates are each card's standard rate, not its grocery, gas or bill-pay bonus rates, because rent usually does not qualify for those. Sign-up bonuses are counted only for cards where we have confirmed the welcome offer (checked September 2026), only for the part you can earn from rent alone within six months, and never after the offer expires. Anniversary bonuses are excluded. Rewards are based on your card’s applicable earn rate and redemption value. TenantPay helps estimate potential rewards, but rewards are subject to your card issuer’s terms and are not guaranteed.
TenantPay points. Over six months: the welcome, first rent and third rent payments, monthly early-bird (14+ days) and autopay, the 3-month streak twice and the 6-month streak once, lease upload, app and Google reviews, rent reporting, newsletter, and the first and third subscription payments. Referrals, surveys, social activities and birthday bonuses are not included. 1,000 points are worth about $1 in rent savings.
Drop tickets. Tickets from the same activities over six months, plus monthly tickets for paying rent, autopay, opening the app three days and visiting the credit score page. Each ticket is an entry into the monthly rent drop. No purchase necessary.
A fee that pays you back.
Pay rent free by e-transfer and you get nothing for it. Pay through TenantPay and the same payment starts working for you.
Keep your card's rewards
Pay on the card you already use and earn its rewards on rent, something you cannot do paying a landlord directly.
Earn TenantPay points
Money toward your rent or gift cards, on top of your card rewards.
A chance at the monthly rent drop
Earn tickets, and each one is a chance at your rent covered, up to $1,500. No purchase necessary.
Build credit, if you want
Turn on rent reporting and your on-time payments are reported to Equifax.
From your account,
to your landlord's.
A reference number for every dollar, a timestamp for every step, and a receipt for you and your landlord.
Payment authorized
You · via your chosen method
Funds received by TenantPay
Bank network · Payments Canada
Disbursed to landlord
Direct deposit · in your name
Reported to Equifax
On-time payment · only if you have turned on rent reporting
Partnered with every major Canadian bank.
Trusted by millions of Canadians, processing rent since 2006.
Pricing frequently
asked questions
Yes. Creating an account is completely free for tenants and landlords. You only pay when you process a payment. No setup fees, no annual fees, no hidden charges.
Credit card networks charge interchange fees. Many members prefer cards because they earn Aeroplan, cashback, or other card rewards on top of TenantPay points, which can make the net value positive. Visa Debit at 0.99% is the cheapest option after PAD.
No. Tenant pricing: starting from $4.99 (PAD), 0.99% (Visa Debit), 1.75% (Visa Credit), 2.75% (Mastercard). Landlords: $2 per door, per month. No setup, no cancellation, no hidden charges.
Yes. Choose your method each time. PAD, Visa Debit, Visa Credit, or Mastercard. No commitment. Switch freely.
Yes. All payment methods earn TenantPay points and rent drop tickets. Credit card payments earn your card's rewards too.
No. No contracts for tenants or landlords. Cancel anytime with zero fees or penalties. Your accumulated points remain in your account and do not expire while your account is active.
Ready when you are.
Join $1M+ Tenants already paying smarter with TenantPay.