Rent is the one bill most Canadians never miss - and almost never get anything back from. You pay it every month, on time, because the consequences of not doing so are too serious to contemplate. You do it because it's the responsible thing to do. And then the 1st of the next month arrives, and you do it all over again.
At TenantPay, we thought about that pattern a lot. Millions of Canadian renters are showing up every month with zero acknowledgment from the financial system. No credit score improvement. No rewards. No recognition. Just a receipt in your inbox and one more month of stability secured. That's why we created The Rent Reward - a monthly giveaway that gives one TenantPay tenant a full month of rent reimbursed, automatically, just for paying rent on time.
The Rent Reward is TenantPay's monthly giveaway programme. Each month, one eligible TenantPay tenant wins a full month of rent reimbursed - credited directly to their TenantPay account. There are no complicated entry forms, no skill-testing questions, and no fine print designed to make winning feel impossible. If you pay rent on time through TenantPay, you're entered.
Every qualifying rent payment made on time during the contest period earns one automatic entry. You can pay by Pre-Authorized Debit (PAD), debit card, Visa, Mastercard, or through your regular online banking bill payment portal - whichever method works best for you. On the draw date each month, one winner is selected at random from all eligible entries and notified by email.
Bonus entries: three ways to earn more
Beyond your base entry for on-time payment, you can earn up to three additional entries per month:
- Set up recurring automatic payments - consistent habits deserve consistent recognition
- Enable credit reporting to Equifax Canada - one of the smartest moves a Canadian renter can make, and it earns you an extra entry
- Refer a friend who completes their first TenantPay rent payment - because great tools are worth sharing
Each monthly draw is independent. Entries reset each contest period, so every month gives you a fresh opportunity.
The Rent Reward is open to Canadian residents who are 18 years of age or older and hold a registered TenantPay tenant account. You must have made at least one qualifying rent payment during the current contest period. Employees of TenantPay and their immediate family members are not eligible. Full eligibility details are available in the Official Rules.
To pay rent through TenantPay, your property must be enrolled with the platform. If your landlord or property manager isn't using TenantPay yet, share this article with them - onboarding is straightforward, and tenants pay nothing to use the platform.
Getting started in four steps
- Create your free TenantPay account at tenantpay.com/tenants. Download the app on Google Play or the App Store
- Confirm your property is enrolled - ask your landlord or property manager
- Make your first rent payment using online banking bill payment (add TenantPay as a payee and use your unique 11-digit RNT account number) or through the TenantPay app
- Enable credit reporting to Equifax Canada - your rent history starts building your credit profile immediately
From your first qualifying payment forward, you're building credit and earning entries in The Rent Reward - both at the same time, with no extra effort.
The financial system has always rewarded asset accumulation over everything else. Save money in a TFSA - tax-free growth. Contribute to a FHSA - a tax deduction toward your first home. Pay a mortgage - equity builds with every payment and your credit file reflects your reliability. Pay rent on time, every month, for years - historically, nothing. No record. No reward. No financial recognition.
TenantPay was built to change that starting point. When you pay rent through TenantPay, those payments are reported to Equifax Canada - the same credit bureau that lenders check when you apply for a car loan, a line of credit, or eventually a mortgage. Over time, a track record of on-time rent payments contributes to a credit profile that opens financial doors.
The Rent Reward adds a second layer
You're already building credit by paying rent through TenantPay. The Rent Reward adds something immediate: a real monthly prize for tenants who are already doing the right things. Your biggest monthly expense is finally starting to work in two directions at once - forward toward your financial future, and back into your pocket right now.
This isn't a lottery promotion designed to generate buzz. It's a recognition programme built around a financial behaviour that already makes sense. The campaign was inspired by a simple question: if saving money can be made exciting, why can't paying rent be, too? The Rent Reward is our answer.
At TenantPay, transparency isn't a marketing phrase - it's how we operate. The Rent Reward is designed to be straightforward, and we want you to have all the information you need before you participate.
Odds of winning depend on the total number of eligible entries received in each monthly contest period. Odds will be disclosed in the Official Rules and updated each month. Every eligible entry has an equal chance of being drawn.
Prize delivery is a direct credit applied to the winning tenant's TenantPay account - not a gift card, not a cheque, not a promise. The credit will reflect clearly in your account within the timeframe stated in the Official Rules.
Tax treatment of contest prizes may vary depending on your province of residence and personal tax situation. We recommend consulting a qualified tax professional for advice specific to your circumstances.
A note for Quebec residents
Quebec residents may be subject to additional contest regulations under provincial law. Please see the Official Rules for province-specific details before participating. Full terms are at tenantpay.com/rent-reward-rules.
[Contest disclaimer: The Rent Reward is subject to Official Rules and eligibility restrictions. No purchase necessary. Void where prohibited. See Official Rules for complete details. Legal disclosures pending legal review - not for public distribution in final form until legal approval is confirmed.]
Ready to start? Create your free TenantPay account and explore how rent reporting works on our TenantPay blog. Questions about cost? Visit tenantpay.com/pricing and make your next rent payment count in more ways than one.
Who is eligible to participate in the Rent Reward?
The Rent Reward is open to Canadian residents aged 18 or older who hold a registered TenantPay tenant account and have made at least one qualifying rent payment during the applicable contest period. Employees of TenantPay and their immediate family members are not eligible. See Official Rules for complete eligibility details.
Do I need to do anything special to enter?
No. Every qualifying rent payment made on time through TenantPay automatically earns you one entry. There is no separate sign-up, form, or purchase required to participate. No purchase necessary - see Official Rules for alternative means of entry details.
What payment methods qualify for an entry?
Any rent payment made through TenantPay that is received successfully by your due date qualifies. Accepted methods include Pre-Authorized Debit (PAD), debit card, Visa, Mastercard, and online banking bill payment through your Canadian bank's portal.
How will I know if I win?
Winners are notified by email at the address associated with their TenantPay account within the timeframe specified in the Official Rules. Ensure your contact information is current in your account settings so we can reach you.
Are there tax implications for winning?
Canadian contest prizes may have tax implications depending on your province of residence and personal tax circumstances. TenantPay recommends consulting a qualified tax professional for advice specific to your situation. Tax treatment details will be included in the Official Rules.