No Landlord Participation Required
Canada's First Loyalty Program for Renters
Airlines give you miles. Banks give you cashback. Even your gym rewards you for showing up. Rent? You pay on time for five years and get a rent increase. Until now.
Become a member
Trusted by millions to process billions since 2006.
Partnered with every financial institution in the country
They Love Us. And it's not just because we have a personality.
How the program works
Earn up to 6% back on the rent you're already paying. Build credit on Equifax automatically. Your landlord won't even notice.
1
2
3
4
01
Sign up free
Two minutes. No credit card. No strings. Possibly the easiest financial decision you'll make this year.
02
Pay rent
Same rent. Same amount. Just through TenantPay. Nothing changes except what you get back.
03
Earn automatically
Pay on time. Set up auto-pay. Refer a neighbour. Rewards pile up whether you're thinking about it or not.
04
Get something back
Rent credits. Gift cards. Credit reporting. Two reward streams, one payment.
See what your rent could be earning you.
Move the slider to your monthly rent. See your rewards in real time.
MONTHLY RENT PAYMENT
$
2400
$500
$5000
ANNUAL POINTS
28800
max annual rent credits
$
432
Draw Entries Per Year 
12
Start earning these rewards
Points on points
Multiple payment options starting at just $4.99. Pay with your credit card?
Stack their loyalty points with ours. Double dip, every. single. month.
Save on rent
Redeem your points for rent credits and put them toward your next payment. Your rent finally giving something back.
Balance Applied
+ 2,450 PTS
Rewards store
115+ gift card brands. From your morning coffee to your next flight.
Monthly rewards
Every month, TenantPay takes a portion of its own revenue and gives it back to members directly. 400 distributions ranging from rent credits to a full month of free rent.
Give back
Turn your points into something bigger. Donate to homelessness initiatives across Canada.
Coming Soon
See how points work
This is how we keep the lights on....
Free methods cost you something too. Just not in dollars.
Pay a small fee. Get points, Equifax credit reporting, and a chance at money back on rent every month. Every single month.
PAD
Direct & secure
$4.99
Per Month
Visa
Reward credits
1.75%
Per Month
Mastercard
Global standards
2.75%
Per Month
Debit
Direct & secure
0.99%
Per Month
Coming Soon
Don't take
our
word
for
it.
Join 1M+ Canadians who are already getting something back on rent.
“I pay rent anyway — now I
get points, rewards, and my
credit score keeps climbing.
It's a no-brainer.”
Sarah J.
Toronto, ON
Tenant
“I pay rent on my store, and
use my cc points to fly first
class. I use the TP points I
earn to give to my team as
perks.”
Michael R.
Vancouver, BC
Business Owner
“On-time payments went up 40% after my tenants joined. I didn't have to do anything.”
David L.
Calgary, AB
Landlord
“I pay rent anyway — now I
get points, rewards, and my
credit score keeps climbing.
It's a no-brainer.”
Sarah J.
Toronto, ON
Tenant
“I pay rent on my store, and
use my cc points to fly first
class. I use the TP points I
earn to give to my team as
perks.”
Michael R.
Vancouver, BC
Business Owner
“On-time payments went up 40% after my tenants joined. I didn't have to do anything.”
David L.
Calgary, AB
Landlord
Your rent just got a job.
 Join Canada's only loyalty program for renters and earn up to 6% back on your rent, plus monthly rewards through the TRSP. It takes two minutes to sign up. No landlord participation required.
Become a member
I'm a property manager
Help Center
Frequently asked questions
Everything you need to know about paying your rent, building credit, and earning rewards with TenantPay.

What is TenantPay?

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TenantPay is Canada's first loyalty program for renters. Join from $4.99 and earn points, build your credit record on Equifax automatically, and receive monthly rewards through the TenantPay Rent Savings Program. No landlord participation needed. Trusted by over one million Canadians to process over $1 billion in rent.

How does TenantPay turn rent into rewards?

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Every rent payment earns TenantPay points you can redeem four ways: rent credits off your next payment, gift cards from 115+ brands, monthly TRSP distributions, or donations to homelessness initiatives across Canada. Your rent finally gives something back.

 Is TenantPay available across Canada?

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Yes. TenantPay operates in all Canadian provinces and territories with full regulatory compliance including Quebec. Materials available in English and French.

How much does TenantPay cost?

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Members pay from $4.99 flat (PAD), 0.99% (Debit), 1.75% (Visa), or 2.75% (Mastercard) per payment. Landlords pay $2/door/month. No setup fees, no hidden costs. Joining is free.

Is TenantPay safe and secure?

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PCI-DSS compliant, FINTRAC registered, and over $1 billion securely processed. Your banking details are protected the same way your bank protects them. Real human support if you ever need it.

Does my landlord need to participate?

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No. Join independently, pay rent through the platform, and TenantPay handles delivery to your landlord's bank account. You earn all rewards regardless of your landlord's involvement.

Still have questions?
Our team is here. Get in touch anytime.
Email us

Download the
TenantPay app

Join Canada's first loyalty program for renters.

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