Game the System

Welcome to the rent game. Here, you 
always win.
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The Rent Hack
Here’s how smart renters stack rewards — without paying a cent in interest:

Pay Rent with a Credit Card

Use Visa or Mastercard on TenantPay to Earn credit card points and TenantPay Points.

Pay Early, Score More

Pay on the 21st - you’ll snag extra points. On the 14th and you’ll get even more. On the 7th and, congrats, you’re officially an overachiever — max points for you. Yes, you’re being bribed to be responsible.

Wait for Your Statement

This is where you win the game. Interest doesn’t touch you until weeks after your statement arrives, which means free float time. Sweet, sweet float time.

Pay Off Your Card

Crush that balance before the due date. The payoff? Extra TenantPay Points for paying early, credit card points for just existing, and a credit score that now thinks you’re some kind of financial wizard.

That’s the system. You just gamed it!

How we have gamified the system
Actions that actually get you towards more points!
Feature
Old School
TenantPay
Payment Reminders
🙄 Stressy texts & emails
🔔 Smart notifications & autopay
Credit Card Rewards
❌ None
🎁 Earn credit card rewards on your largest monthly purchase
Credit Impact
📉 Non existent
📈 Builds credit with Equifax
Tenant Pay Points
Zilch, Nothing. Nada.
Get rewarded
Receipts & Records
📂 M³: Manual, missing, messy
🧾 Auto receipts + tax-ready summaries
Payment Flexibility
🕰 Must pay on rent day
⏱ Pay when you want, even in advance
Payment Methods
💸 E-transfers, post-dated cheques, PAP’s
💳 Visa, Mastercard, Interac, Crypto, Amex (soon)
Landlord Involvement
👀 Always
🙅 Not needed (your in control)
Support
🕳 Hard to reach
💬 Real humans. Fast replies.
Transparency
🤷 “Did my rent go through?”
✅ Live tracking from payment to payout
Vibes
😤 Stale, stressful, stuck
😎 Modern, flexible, rewarding
"I started paying early just for the points — but now I’ve built my credit and got free Uber Eats.”
Ray St. Denis
Real TenantPay User
"Originally just wanted credit points. Now my rent pays me back, and my credit score’s glowing."
Alicia Grayson
Real TenantPay User
"I started for the gift cards — now I’m basically my friend group’s finance guru."
Ivor Sable
Real TenantPay User
FAQs
 What does “Game the System” mean?

It means you found the rent loophole and are now living your best financially-optimized life:

  • Pay with your card
  • Stack points
  • Pay it off
  • No interest

No stress. Just you, smirking like a mastermind.

 How much earlier do I need to pay to earn bonus points?

Even just 3 days early gets you some love. But 10+ days early? That’s god-tier level. Top of the scoreboard.

What happens if I miss a month?

No flame animations or point resets. You keep what you earned — just restart your streak next time. You’re human. We checked.

What makes TenantPay better than e-transfers?

Let’s break it down:
E-transfers = sending money into a black hole.
TenantPay = live updates, reward points, tax receipts, credit boost, and better vibes.
You pick.

Can I redeem TenantPay Points for cash?

Not cash-cash. But better: Put points toward rent. Yes, actual money off your next bill. Or get gift cards from 100+ brands and pretend you have your life together.

Download the TenantPay App
Join thousands of tenants earning perks every month.